Business Insurance & Workers Compensation

BUSINESS INSURANCE
Insure your business’s technological equipment, physical location, and software with a business insurance policy from Lonergan Insurance Agency. A business insurance policy could cover repair and replacement costs associated with damage caused by severe weather, malicious destruction, and other occurrences. Your business’s computers, servers, cubicles, furniture, and all other physical items may be included in your business insurance policy. Other types of business insurance like cyber liability, may protect against attacks by hackers and any destruction they cause to software or your online presence. If you can’t afford to lose it, then we can help you insure it!

Employee practices liability insurance (EPLI) refers to policies that protect against claims of workplace discrimination or misconduct. Sexual harassment, wrongful termination, breach of contract, and deprivation of career opportunity are just some of the most common EPLI lawsuits. At Lonergan Insurance Agency, we’ve helped hundreds of businesses avoid financial loss from such suits with quality business insurance policies.

WORKERS COMPENSATION
Injuries happen in the workplace and in the line of work, during work hours when employees are carrying out their everyday duties. Sometimes these injuries can prohibit employees from working and lead to expensive medical bills. A worker’s compensation insurance policy from Lonergan Insurance Agency could pay all of the expenses related to workplace injuries like wage replacement and doctor office or emergency room visits. Let us help you find a great worker’s compensation policy to ensure that your employees can be properly cared for if and when they get injured. Doing so will allow them to return to the workplace as soon as possible.

When we meet with you to discuss your exposures in regards to worker’s compensation claims, we’ll go over some important information like where your business is located, how many people work there, and any clear dangers presented by your employees daily work schedules. Businesses have many exposures but hiring a dedicated insurance professional from Lonergan Insurance Agency is the best way to mitigate those risks and prevent financial loss.

Contact us today to speak to us about your business's work force and any inherent risks associated with your industry. We'll explain your options and help you choose a policy that best meets your commercial needs.